Atom bank completes largest ever Scottish transaction
17 Dec 2025
Atom bank has completed its largest ever Scottish deal after agreeing a £5.7m commercial mortgage to support a Scotland-based property company.
The loan was secured against two multi-storey office properties located in major Scottish cities, one in the Central Belt and the other in the Highlands.
Both assets provide high-quality office accommodation and are multi-let, with occupiers ranging from professional firms to national PLCs.
Specialist commercial property broker Pathway Commercial Finance played a key role in progressing the case and ensuring it completed within expectations, with no issues arising.
The transaction was overseen by Liam Brodie, regional business development manager at Atom bank, while legal work for the bank was handled by Jacqui Fraser, partner at Harper McLeod LLP.
Brodie said: “Atom bank is determined to support UK SMEs, particularly those who are underserved by larger lenders in the sector."
“We have a clear appetite for commercial property, and will look for constructive solutions to issues, rather than walking away from a deal that doesn’t fit the standard model."
Graeme Schmidt, founder of Pathway Commercial Finance, added: “Atom bank has delivered on this transaction as anticipated and exceeded expectations."
“The approach delivered by Atom ensured that the client’s demand could be satisfied in a straightforward and timeous manner."
“The personal, relationship-based approach created the difference to ensure that the deal was concluded as anticipated and provided realistic mechanisms to ensure expectations were managed and the deal completed within the appropriate timeframe."
“We were also delighted with the approach adopted by Atom in dealing with the legal teams to ensure that the transaction concluded not only within the timeline set, but in a cost effective manner.”